24 June 2024

We are looking for an Business Data Analyst having experience in banking industry and specializing in Credit processes and credit original/ approval workflow systems.

Mandatory Skill(s)

  • Degree in Banking, Commerce, or Information Systems-related field;
  • Has + years of experience as a business analyst and data analyst handling end-to-end delivery in banking, ideally in areas of Credit Processes;
  • Domain knowledge on Banking Credit Processes and Customer Onboarding Workflow from Credit origination, approval, and activation to monitoring;
  • Experience in project delivery or system implementation;
  • Keen understanding of application solutions and system design;
  • Proficient in SQL and be comfortable to work with systems and a large amount of data;
  • Able to effectively communicate with user groups and the technical delivery team.

Desirable Skill(s)

  • Programming proficiency such as Python or PySpark is a plus.


  • Understand how the Internal Credit systems work end to end, integrate/interact with other credit systems, product source systems and front-end workflow systems for wholesale banking relationship managers and credit risk managers;
  • Define/ collate business requirements, prepare functional requirements, write User Stories, and initiate User Requests (Request for Service) on behalf of the business and risk management/credit units;
  • Recommend solution design considering pros and cons of available options;
  • Review business processes supported by the credit systems to optimize efficiency;
  • Plan for test scenarios, perform pre-UAT sanity checks, and co-ordinate with end-users to perform UAT;
  • Conduct training for new and existing system-related processes and functionality;
  • Maintain business-related documentation for the credit systems including requirements, user guides, and Frequently Asked Questions, and ensure these are updated to the Intranet for ongoing access by credit and business users;
  • Perform any other business-specific tasks in the project schedule including data analysis, user interviews/ surveys, maintaining system configuration, preparation of user reports, and Live Verification;
  • Work closely with Technology support & delivery teams to ensure that user requirements are delivered successfully;
  • Understand internal  data and collect relevant external data;
  • Identify required data for project and profile, analyze, clean up, and transform/ prepare it for processing;
  • Obtain insights into the data and prepare clear visualization to present findings;
  • Using data-driven insights, make recommendations to address potential business problems or innovate to stay ahead of industry trends;
  • Understand the different types of data analytics and the use of Machine Learning.

If you are interested in this role, click on the “Apply to this job” button below or you could also write in with your CV to Meenakshi Saklani at meenakshi.saklani@sciente.com quoting the job title.

Meenakshi Saklani
EA Reg No.: R1876920
Lead Consultant
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